Monday, June 30, 2008

Free yourself

My mom and i was on the phone last night talking about her sister in America and how she has been doing. It seems she is doing good for herself and her family has acquired a few assets that they can call their own. Having your own house and car really can spell a difference and she was happy to have made the purchase. But i remember a few months back when she had some problems with her credit reputation and was finally able to deal with it by having to undergo credit repair with a good and reputable company ... and now she is able to gain what they have lost in terms of credit standing.

She was so inspired in sharing to my mom and her friends as well and she gave out this important piece of advise ... to fully scrutinize your credit report and have the right to question the veracity of it too. You have every right to seek out clarifications as sometimes there could be errors to the report especially since it is computer generated, a small error would lead to a big loss for you and your family. She suggested to ask for a free credit report available online so you can start assesing your credit score and have it corrected as soon as possible if it is displaying some discrepancies somewhere. If you really have commited some credit blunders, not all is lost as help is also available. You just have to get yor finances in check and consult a professional and you will be able to keep it back on the right track.

My Tita now is reaping the fruits of labor by checking her credit report and dealt with it in a legal and professional manner. The last thing she told my mom was that their family is looking at the possibility of travelling for leisure as soon as the my cousins go on summer break!

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